Below, you'll find the Disclaimer, Terms of Service, and Affiliate Link Info for this site. By visiting www.janineduff.com, you are consenting to the Privacy Policy, Disclaimer and Terms of Service. I reserve the right to change, modify, add or remove portions of this Disclaimer and Terms and Conditions at any time. Please check these terms regularly prior to using the Site or Service to ensure you are aware of any changes. If you choose to use the Site or Service then that means you agree to and accept these terms. If you do not agree to these Terms and Disclaimer, please do not use the Site or Service.

DISCLAIMER

The terms “I”, “me” and “my” refers to Janine Duff. The term the “Site” refers to www.janineduff.com. The term “user,” “you” and “your” refers to all Site visitors, customers and any other users of the Site. The term “Service” refers to any copywriting services, courses or other products and programs purchased through this Site.

By using this Site or anything made available on or through this website, including but not limited to programs, products, copywriting and consulting services, opt-in gifts, e-books, videos, webinars, blog posts, e-newsletters, consultations, e-mails, social media, and/or other communication (collectively referred to as “Site”), you are agreeing to accept all parts of this Disclaimer. Thus, if you do not agree to the terms below, STOP now, and do not access or use this Site.

I reserve the right to change, modify, add or remove portions of this Disclaimer and Terms and Conditions at any time. Please check these terms regularly prior to using the Site or Service to ensure you are aware of any changes. If you choose to use the Site or Service then that means you agree to and accept these terms. If you do not agree to these terms and disclaimer, please do not use the Site or Service.

For Educational and Informational Purposes Only

This Site is for educational and informational purposes only and designed to be used solely as a self-help tool. When serving as a Copywriter whether through in-person, phone, Skype, online webinars, teleseminars, videos, audios, books, e-books, social media, e-newsletters, and otherwise in a variety of settings including but not limited to individual and/or group programs, classes, workshops, events, retreats, seminars, consultations and/or trainings, you acknowledge that I am supporting you in my role exclusively as a Copywriter, and in no other role. I cannot guarantee the outcome of the recommendations provided on this Site or the results of the Service, and make no guarantee about the information and recommendations provided, as such outcomes are based on factors beyond my control. You acknowledge that the use of the Site and/or Service is at your own risk.

Not Medical, Mental Health or Religious Advice

The content of this Site or Service does not constitute medical, mental health or religious advice. I am not, nor am I holding myself out to be a doctor/physician, nurse, physician’s assistant, advanced practice nurse, or any other medical professional (“Medical Provider”), psychiatrist, psychologist, therapist, counselor, or social worker (“Mental Health Provider”), registered dietician or licensed nutritionist, or member of the clergy. I will not accept ANY liability whatsoever for any loss or damage you may incur as a result of using this Site or Service. Always seek professional medical advice for your individual circumstances as required. By using this Site and Service, you agree that the information provided is not medical, mental health, or religious advice. The information provided in or through my Site and Service pertaining to your health or wellness, relationships, business/career choices, finances, or any other aspect of your life is not intended to be a substitute for the professional advice of a licensed Medical Provider or Mental Health Provider. Always seek the advice of your own Medical Provider and/or Mental Health Provider regarding any questions or concerns you have related to your medical and mental health.

Not Legal or Financial Advice

The content on this Site or Service provided does not constitute professional business, legal, or financial advice. I am not, nor am I holding myself out to be an attorney, accountant or financial advisor. Although care is taken in providing this information to you, I cannot be held responsible for any inaccuracies, errors or omissions. I will not accept ANY liability whatsoever for any loss or damage you may incur as a result of using this Site or Service. Always seek professional financial or legal advice from a professional attorney, accountant or financial advisor for your business and special circumstances as required. By using this Site and Service, you agree that the information provided is not legal, financial, or business advice. The information provided in or through my Site and Service pertaining to your business/career choices, finances, legal or any other aspect of your life is not intended to be a substitute for the professional advice of a an attorney, business consultant, accountant or financial advisor.

No Guarantees of Any Kind

My goal is to support you in achieving your goals, but your results depend solely on your own effort, motivation, commitment and follow-through. By using this Site and Service, you agree that I am not responsible for your earnings, anticipated profits, losses in revenue, or any other financial outcomes as a result of the information you find on this Site or the Service used. You are solely responsible for your results and I can make no guarantee or promise related to earnings or results as a result of using this Site or Service. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Site or Service. You acknowledge that your success depends primarily on your own desire, dedication, background, resources and knowledge. I cannot and do not guarantee that you will attain any specific results by using this Site or Service, and you accept and understand that results differ by each individual. You acknowledge by using this Site or Service, your results may vary, and will be based on many variables, so I cannot make any guarantees as far as expected outcomes.

Personal Responsibility

You agree that you are participating voluntarily in using this Site or Service and are solely responsible for your actions and choices. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Site, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Site to your life, business or family.

Earnings Disclaimer

Any earnings, testimonials, income statements or examples shown through my Site, Programs, Products and Service are only estimates of what might be possible for you, now or in the future. You agree that I am not responsible for your earnings, the success or failure of your business decisions, the increase or loss of your finances or income level, or any other result of any kind that you may have by your use or non-use of the information presented to you through the Site, Service, Programs and Products. There can be no assurance as to any particular financial outcome based on the use of the Site.

Personal Responsibility

You acknowledge that you are using this Site, Service, Programs and Products voluntarily, and that you alone are solely responsible for your results and choices, now and in the future. You acknowledge that you take full responsibility for the consequences of your use, or non-use, of any information provided on or through this Site and Service, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Site or Service to your business, health, life, general well-being or family.

Testimonials

While the testimonials, examples and photos of clients presented on this Site are provided by real clients, I can make no claim as to their accuracy or promise you similar results as a result of using this Site or Service. Any testimonials are intended for illustrative purposes only. They are not intended to represent any form of guarantee of results that you will achieve by using the Site or Service. I cannot and do not guarantee that you will attain any specific results by using this Site or Service, and you accept and understand that results differ by each individual.

Assumption of Risk

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of my Site, Service, Programs and Products that cannot be foreseen that can influence or reduce results. You agree that I am not responsible for your personal choices or actions before, during or after use of my Site, Service, Programs and Products. You understand that any mention of any suggestion or recommendation on or through my Site and Service is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks. You accept full responsibility for the consequences of your use, or non-use, of any information provided by me and absolve me of any liability or loss that you, or your family or any other person may incur from your or their use or non-use of the information provided.

Limitation of Liability

BY USING THIS SITE OR SERVICE, YOU AGREE TO ABSOLVE ME OF ANY LIABILITY OR LOSS THAT YOU OR ANOTHER PERSON MAY INCUR FROM USE OF INFORMATION, SERVICES, PRODUCTS OR MATERIALS THAT YOU REQUEST OR RECEIVE THROUGH THIS SITE.

YOU AGREE THAT I WILL NOT BE HELD LIABLE TO YOU, OR ANY OTHER INDIVIDUAL, COMPANY OR ENTITY, FOR ANY TYPE OF DAMAGES INCLUDING INCIDENTAL, DIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES DUE TO YOUR USE OF THE SITE OR SERVICE, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF I HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, SUCH DAMAGES WERE REASONABLY FORESEEABLE, OR I WAS GROSSLY NEGLIGENT.

YOU AGREE THAT I DO NOT ASSUME LIABILITY FOR ACCIDENTS, DELAYS, INJURIES, HARM, LOSS, DAMAGE, DEATH, LOST PROFITS, PERSONAL OR BUSINESS INTERRUPTIONS, MISAPPLICATION OF INFORMATION, PHYSICAL OR MENTAL DISEASE OR CONDITION, CONDITION OR ISSUE, OR ANY OTHER TYPE OF LOSS OR DAMAGE DUE TO ANY ACT OR DEFAULT BY ME OR ANYONE ACTING AS MY AGENT, CONSULTANT, AFFILIATE, JOINT VENTURE PARTNER, EMPLOYEE, SHAREHOLDER, DIRECTOR, STAFF, TEAM MEMBER, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME, WHO IS ENGAGED IN DELIVERING CONTENT AND THE SERVICE ON OR THROUGH THIS SITE.

I ALSO DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. IN THOSE PROVINCES AND STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, MY LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW.

Indemnification and Release of Claims

YOU AGREE TO AT ALL TIMES TO HOLD HARMLESS, INDEMNIFY AND RELEASE ME AND ANY OF MY AGENTS, CONSULTANTS, AFFILIATES, JOINT VENTURE PARTNERS, EMPLOYEES, SHAREHOLDERS, DIRECTORS, STAFF, TEAM MEMBERS, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME FROM ANY AND ALL LIABILITY, DAMAGES, CAUSES OF ACTION, ALLEGATIONS, SUITS, SUMS OF MONEY, LEGAL FEES AND EXPENSES, CLAIMS AND DEMANDS WHATSOEVER, IN LAW OR EQUITY, THAT MAY ARISE FROM YOU PARTICIPATING IN ANY WITH WITH THIS SITE, SERVICE, PROGRAMS, PRODUCTS AND MATERIALS IN THE PAST, PRESENT OR FUTURE, EVEN IF SUCH A CLAIM WAS REASONABLY FORESEEABLE, OR I WAS GROSSLY NEGLIGENT.

YOU ALSO INDEMNIFY AND HOLD ME AND THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY CLAIMS BROUGHT BY THIRD PARTIES ARISING OUT OF YOUR USE OF THE SITE AND ANY INFORMATION, PRODUCTS, PROGRAMS OR SERVICE ACCESSED THROUGH THE SITE.

Errors and Omissions

Although every effort is made to ensure the accuracy of information shared on or through the Site, Service, Programs, Products and Materials, the information may inadvertently contain inaccuracies, omissions or typographical errors. You agree to not hold me responsible for the views, opinions, or accuracy of facts referenced on or through this Site, Service, Programs and Products or those of any other individual or company affiliated with me in any way. Because technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Site, or for any errors or omissions that may occur.

No Warranties

THE INFORMATION, SERVICE, PRODUCTS, PROGRAMS, CONTENT AND MATERIALS OFFERED ON OR THROUGH THIS SITE AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR LIMITED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SPECIFICALLY, I DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, MEET YOUR EXPECTATIONS, THAT DEFECTS OR OMISSIONS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Security

I maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While I strive to make every effort to protect your personal information shared through the Site, you acknowledge that the personal information you voluntarily share through this Site could be accessed or tampered with by a third party. You agree that I will not be held responsible for any intercepted information shared through the Site without my knowledge or permission. Additionally, you release me from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.

Endorsements

Reference or links in the Site, Service, Programs, Products or any other individual’s, business’s or entity’s information, opinions, advice, programs, products or services do not constitute my formal endorsement. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any off-site web pages, companies or persons linked or referenced in this Site, Service, Programs or Products. Should my Site link or any of my Services, Programs or Products appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute my formal endorsement of them, their business or their website in any way either.

Affiliates

When I promote, affiliate with, or partner with other individuals or businesses, you understand that in exchange, I may receive financial compensation or other incentives. While these instances are rare and I only partner with other individuals or businesses whose programs, products and services align with mine, you agree that any promotion or marketing I do on an affiliate's behalf does not serve as any form of endorsement. You still agree to use your own judgment and due diligence to determine if any affiliated program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any program, product or service that I may promote, market, share or sell on or through my Site, Service, Programs or Products.

By using my Site, Service, Programs or Products, you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact me at janine@janineduff.com

TERMS & CONDITIONS

The terms “I”, “me” and “my” refers to Janine Duff. The term the “Site” refers to www.janineduff.com. The term “user,”“you” and “your” refers to all Site visitors, customers and any other users of the Site. The term “Service” refers to any copywriting services or courses purchased through this Site.

General

By using www.janineduff.com, you acknowledge that you’ve read these Terms and Conditions and Privacy Policy, and accept them, without modification. I reserve the right to change these Terms and Conditions or to impose new conditions on the Site at any time, and by continuing to use the Site after such revisions, this means you accept the new Terms and Conditions and Privacy Policy even if you have not read them.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By using the Site, you agree to be bound by these Terms and to use the Site in accordance with these Terms of Service, my Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site. If you disagree with any part of the Terms, then please don’t access the Site or use the Service.

Use of Site and Content

Information provided on the Site and in relation to the Service are subject to change. I make no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current or error-free. I disclaim all liability for any inaccuracy, error or incompleteness in the Content.

In order to use the Site and Service, you may be required to provide information about yourself including your name, email address, and other personal information. You agree that any registration information you give to me will always be accurate, correct and up to date.

If you have purchased a Service, Product or Program or otherwise entered into an agreement with me, you will also be governed by the terms of that agreement, which shall prevail in the event of a conflict. Online purchases have additional terms and conditions relating to the transaction as indicated.

By accessing or using this Site and its Content, you represent and warrant that you are at least 18 years old and that you agree to and to abide by these Terms and Conditions. Any registration by, use of or access to the Site and its Content by anyone under age 18 is unauthorized, unlicensed and in violation of these Terms and Conditions.

Intellectual Property Rights

This Site and all the materials available on the Site are the property of me and/or my affiliates or licensors, and are protected by copyright, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by me.

More specifically, unless explicitly authorized in these Terms or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site.

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site.

You understand and acknowledge that this Site and its Content have been developed or obtained by me through the investment of significant time, effort and expense, and that this Site and its Content are valuable, special and unique assets of mine which need to be protected from improper and unauthorized use. I clearly state that you may not use this Site or its Content in a manner that constitutes an infringement of my rights or that has not been authorized by me.

By posting or submitting any material on or through this Site such as comments, posts, photos, images or videos or other contributions, you are representing that you are the owner of all such materials and you are at least 18 years old.

When you submit to me or post any comment, photo, image, video or any other submission for use on or through my Site, you are granting me, and anyone authorized by me, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and granting me the right to make it part of my current or future Site and its Content. This right includes granting me proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by me to you.

You also grant me, and anyone authorized by me, the right to identify you as the author of any of your comments, posts, photos, images, videos or other contributions by name, email address, or screen name. You acknowledge that I have the right but not the obligation to use and display any postings or contributions of any kind and that we may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Personal Responsibility and Assumption of Risk

You agree that by using this Site or Service, you are using your own judgment and have done your due diligence, and you agree that you are doing so at your own risk. You agree and understand that you assume all risks and no results are guaranteed in any way related to this Site, Service, Content, Programs or Products. This Site and its Content is for educational purposes only and you are required to make decisions on your own. You are solely responsible for your actions, decisions and results based on the use, misuse or non-use of this Site or any of its Content.

Disclaimer

As a visitor to this Site, you agree that you are using your own judgment in using the information provided on and through this Site, and do so at your own risk.

This Site is for educational and informational purposes only and designed to be used solely as a self-help tool. When serving as a Copywriter whether through in-person, phone, Skype, online webinars, teleseminars, videos, audios, books, e-books, social media, e-newsletters, and otherwise in a variety of settings including but not limited to individual and/or group programs, classes, workshops, events, retreats, seminars, consultations and/or trainings, you acknowledge that I am supporting you in my role exclusively as a Copywriter, and in no other role.

Medical Disclaimer

The content of this Site or Service does not constitute medical, mental health or religious advice. I am not, nor am I holding myself out to be a doctor/physician, nurse, physician’s assistant, advanced practice nurse, or any other medical professional (“Medical Provider”), psychiatrist, psychologist, therapist, counselor, or social worker (“Mental Health Provider”), registered dietician or licensed nutritionist, or member of the clergy. I will not accept ANY liability whatsoever for any loss or damage you may incur as a result of using this Site or Service. Always seek professional medical advice for your individual circumstances as required. By using this Site and Service, you agree that the information provided is not medical, mental health, or religious advice. The information provided in or through my Site and Service pertaining to your health or wellness, relationships, business/career choices, finances, or any other aspect of your life is not intended to be a substitute for the professional advice of a licensed Medical Provider or Mental Health Provider. Always seek the advice of your own Medical Provider and/or Mental Health Provider regarding any questions or concerns you have related to your medical and mental health.

Legal and Financial Disclaimer

The content on this Site or Service provided does not constitute business, legal, or financial advice. I am not, nor am I holding myself out to be an attorney, accountant or financial advisor. Although care is taken in providing this information to you, I cannot be held responsible for any inaccuracies, errors or omissions. I will not accept ANY liability whatsoever for any loss or damage you may incur as a result of using this Site or Service. Always seek professional financial or legal advice from a professional attorney, accountant or financial advisor for your business and special circumstances as required. By using this Site and Service, you agree that the information provided is not legal, financial, or business advice. The information provided in or through my Site and Service pertaining to your business/career choices, finances, legal or any other aspect of your life is not intended to be a substitute for the professional advice of a an attorney, business consultant, accountant or financial advisor.

Earnings and Results Disclaimer

My goal is to support you in achieving your goals, but your results depend solely on your own effort, motivation, commitment and follow-through. By using this Site and Service, you agree that I am not responsible for your earnings, anticipated profits, losses in revenue, or any other financial outcomes as a result of the information you find on this Site or the Service used. You are solely responsible for your results and I can make no guarantee or promise related to earnings or results as a result of using this Site or Service. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Site or Service. You acknowledge that your success depends primarily on your own desire, dedication, background, resources and knowledge. I cannot and do not guarantee that you will attain any specific results by using this Site or Service, and you accept and understand that results differ by each individual. You acknowledge by using this Site or Service, your results may vary, and will be based on many variables, so therefore no guarantees can be made.

Warranties Disclaimer

THE INFORMATION, SERVICE, PRODUCTS, PROGRAMS, CONTENT AND MATERIALS OFFERED ON OR THROUGH THIS SITE AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR LIMITED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SPECIFICALLY, I DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, MEET YOUR EXPECTATIONS, THAT DEFECTS OR OMISSIONS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Errors and Omissions Disclaimer

Although every effort is made to ensure the accuracy of information shared on or through the Site, Service, Programs, Products and Materials, the information may inadvertently contain inaccuracies, omissions or typographical errors. You agree to not hold me responsible for the views, opinions, or accuracy of facts referenced on or through this Site, Service, Programs and Products or those of any other individual or company affiliated with me in any way. Because technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Site, or for any errors or omissions that may occur.

Website Disclaimer

While I try to ensure that the availability and delivery of the Site and its Content is uninterrupted and error-free, I cannot guarantee that your access will not be suspended or restricted from time to time to allow for repairs, maintenance or updates. To the fullest extent permitted by law, I will be not be liable to you for damages or refunds, or for any other recourse, should my Site or its Content become unavailable or temporarily slowed for any reason, including but not limited to system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause which may from time to time make the Site or its Content inaccessible to you.

Limitation of Liability

BY USING THIS SITE OR SERVICE, YOU AGREE TO ABSOLVE ME OF ANY LIABILITY OR LOSS THAT YOU OR ANOTHER PERSON MAY INCUR FROM USE OF INFORMATION, SERVICES, PRODUCTS OR MATERIALS THAT YOU REQUEST OR RECEIVE THROUGH THIS SITE.

YOU AGREE THAT I WILL NOT BE HELD LIABLE TO YOU, OR ANY OTHER INDIVIDUAL, COMPANY OR ENTITY, FOR ANY TYPE OF DAMAGES INCLUDING INCIDENTAL, DIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES DUE TO YOUR USE OF THE SITE OR SERVICE, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF I HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, SUCH DAMAGES WERE REASONABLY FORESEEABLE, OR I WAS GROSSLY NEGLIGENT.

YOU AGREE THAT I DO NOT ASSUME LIABILITY FOR ACCIDENTS, DELAYS, INJURIES, HARM, LOSS, DAMAGE, DEATH, LOST PROFITS, PERSONAL OR BUSINESS INTERRUPTIONS, MISAPPLICATION OF INFORMATION, PHYSICAL OR MENTAL DISEASE OR CONDITION, CONDITION OR ISSUE, OR ANY OTHER TYPE OF LOSS OR DAMAGE DUE TO ANY ACT OR DEFAULT BY ME OR ANYONE ACTING AS MY AGENT, CONSULTANT, AFFILIATE, JOINT VENTURE PARTNER, EMPLOYEE, SHAREHOLDER, DIRECTOR, STAFF, TEAM MEMBER, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME, WHO IS ENGAGED IN DELIVERING CONTENT AND THE SERVICE ON OR THROUGH THIS SITE.

I ALSO DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. IN THOSE PROVINCES AND STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, MY LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL MY CUMULATIVE LIABILITY TO YOU EXCEED $100.

YOU AGREE TO AT ALL TIMES TO HOLD HARMLESS, INDEMNIFY AND RELEASE ME AND ANY OF MY AGENTS, CONSULTANTS, AFFILIATES, JOINT VENTURE PARTNERS, EMPLOYEES, SHAREHOLDERS, DIRECTORS, STAFF, TEAM MEMBERS, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME FROM ANY AND ALL LIABILITY, DAMAGES, CAUSES OF ACTION, ALLEGATIONS, SUITS, SUMS OF MONEY, LEGAL FEES AND EXPENSES, CLAIMS AND DEMANDS WHATSOEVER, IN LAW OR EQUITY, THAT MAY ARISE FROM YOU PARTICIPATING IN ANY WITH WITH THIS SITE, SERVICE, PROGRAMS, PRODUCTS AND MATERIALS IN THE PAST, PRESENT OR FUTURE, EVEN IF SUCH A CLAIM WAS REASONABLY FORESEEABLE, OR I WAS GROSSLY NEGLIGENT.

YOU ALSO INDEMNIFY AND HOLD ME AND THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY CLAIMS BROUGHT BY THIRD PARTIES ARISING OUT OF YOUR USE OF THE SITE AND ANY INFORMATION, PRODUCTS, PROGRAMS OR SERVICE ACCESSED THROUGH THE SITE.

THE INFORMATION, SERVICE, PRODUCTS, PROGRAMS, CONTENT AND MATERIALS OFFERED ON OR THROUGH THIS SITE AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR LIMITED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SPECIFICALLY, I DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, MEET YOUR EXPECTATIONS, THAT DEFECTS OR OMISSIONS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Third Party Resources

My Site or Service may contain links to third-party web sites or services that are not owned or controlled by me. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services.

Links to such websites or resources do not imply any endorsement by or affiliation with me. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

You further acknowledge and agree that I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. Please read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Your Conduct

You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Site, violate any laws in your jurisdiction.

You may use the Site and Service for lawful purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libellous, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law.

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service.

Online Commerce

You may be able to purchase Services, Programs or Products online on certain parts of the Site that are provided by third parties. I am not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these programs, products or services.

If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information that you give to make your purchase such as credit card number, personal data, billing info and contact information may be collected by both the merchant and me. A merchant may have privacy and data collection practices that are different from mine. I accept no responsibility or liability for these independent policies related to your participation, correspondence or business dealings with any third party merchant, affiliate, individual or company found through this Site. In addition, when you make certain purchase through the Website, you may be subject to additional terms and conditions that specifically apply to your purchase.

All purchase terms, conditions, representations or warranties associated with payment, refunds, and/or delivery related to your purchase, are solely between you and the merchant or third party. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a third party merchant, company, affiliate, individual or company found on or through this Site.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service.

You release me, my affiliates and anyone associated with my business from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of this Site.

Your participation, correspondence or business dealings with any third party found on or through this Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that I will not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

For more information regarding a merchant and their terms and conditions, visit that merchant’s Site or contact the merchant directly.

Termination

I may terminate or suspend access to my Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions, and any dispute shall be subject to binding arbitration in Hamilton, Ontario.

My failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Waiver

These Terms constitute the entire agreement between you and me pertaining to the Site and Service and supersede all prior and contemporaneous agreements, representations, and understandings between us.

My failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. Any waiver of these Terms must be in writing and signed by me. If you have any questions about these Terms, please contact me: janine@janineduff.com

Last Updated February 2017